Frequently Asked Questions

Can I bundle my Dwelling Fire endorsements for a discount?

Absolutely, Lilypad “Lotus” and “Lotus Plus” package endorsements offer the most commonly selected endorsements at a savings.

Are there discounts available for Lilypad's homeowners insurance?

Yes, we offer discounts for being loss free for more than 3 consecutive years, there are also discounts for customers who protect their property against water, fire, and theft loss with alarm systems. In addition, discounts may be available if your home has been recently renovated (HVAC, roofing, electrical systems, and/or plumbing).

How do I choose the right home insurance coverage?

Consult with an agent who can guide you through selecting the ideal coverage for your home.

What is the process for filing a claim with Lilypad?

Claims can be filed by contacting us at 866-924-5459 or by submitting an on-line form here.

Can I customize my homeowners insurance policy to fit my specific needs?

Absolutely, focusing on flexible solutions and maintaining a customer-centric approach aligns with the basic mission of Lilypad.

How does Lilypad ensure comprehensive coverage in high-risk areas like coastal regions?

We have depth of experience; our leadership team has spent years successfully focused on providing insurance to coastal communities exposed to hurricane risks.